How to Open a Groww Account
Requirements
Before starting the Groww account opening process, keep your mobile phone, email account, PAN, Aadhaar-linked mobile number and bank details ready.
| Requirement | Why It Is Needed |
|---|---|
| Mobile number | OTP verification and account notifications |
| Email address | Login, statements and important communication |
| PAN | Identity and tax verification |
| Bank account | Adding funds and withdrawals |
Documents Required
| Document | Purpose |
|---|---|
| PAN card | Mandatory identity and tax document |
| Aadhaar | Address proof and e-KYC/e-sign support |
| Bank proof | Cancelled cheque, statement or verified bank account details |
| Signature | May be required for account records |
Eligibility
| Criteria | General Requirement |
|---|---|
| Age | Usually 18 years or above for a standard individual account |
| Residency | Indian resident account opening is commonly supported online |
| KYC | PAN and Aadhaar-based verification should match applicant details |
Step-by-Step Account Opening Process
- Visit the official Groww website or install the official Groww app.
- Enter your mobile number and verify it using OTP.
- Add your email address and complete email verification if requested.
- Enter PAN details exactly as shown on your PAN record.
- Complete KYC using Aadhaar or the verification method shown in the app.
- Add your bank account details and verify the account.
- Review your personal details, nominee details and declarations.
- Complete the e-sign process and submit the application.
- Wait for confirmation that your account is active.
Fees & Charges
Fees can change, so always confirm current charges on the official Groww website before applying.
| Fee Type | What to Check |
|---|---|
| Account opening fee | Whether any one-time charge applies |
| Annual maintenance charge | Demat account maintenance fee, if applicable |
| Brokerage | Equity, intraday, F&O and other segment charges |
| Other charges | Exchange, SEBI, GST, stamp duty and DP charges |
KYC Process
KYC verifies that the account belongs to the applicant. Keep your PAN and Aadhaar details consistent, and make sure your Aadhaar-linked mobile number can receive OTPs.
How Long It Takes
The online form may take only a few minutes if all documents are ready. Account activation can take longer if verification, e-sign, bank validation or document review is pending.
Common Problems
- Aadhaar OTP not arriving or mobile number not linked.
- PAN details not matching the applicant name or date of birth.
- Bank account verification failing due to incorrect account details.
- Uploaded document image being unclear or cropped.
- E-sign session expiring before completion.
Frequently Asked Questions
Can I open a Groww account fully online?
In most cases, eligible users can complete mobile verification, PAN verification, KYC and e-sign online.
Is PAN required for a Groww account?
Yes. PAN is generally required for demat, trading and investment account verification in India.
How long does Groww account opening take?
Online applications may be completed quickly, but final activation depends on successful KYC and verification.
Official Website / Application Link
Use the official website or app store listing when applying. Third-party articles can explain the process, but account opening should happen only through official channels.